I was wrong about that filter. I've learned that the "built-in" 3-stop neutral density filter in the new Fuji FinePix x100 is not always on. My mistake. Sorry for being stupid. Sorry for any inconvenience.
However, I have learned of another problem with this retro $1000 camera with an APS-C size sensor: It oozes. Evidently, "....the FinePix X100 combines all the latest technical digital innovations in a beautiful, traditional chassis which oozes class and prestige."
Not sure I'd want a camera that oozes.